Starting July 2025, the federal government will launch the Canada Disability Benefit (CDB)—a new monthly support program offering up to C$200 per month (C$2,400 annually) to eligible adults aged 18–64 living with disabilities .
This is a key addition to existing resources like provincial disability assistance and the Disability Tax Credit (DTC).
Who Qualifies for the CDB?
To receive the benefit each month after June 2025, applicants must meet the following criteria
- Age: 18 to 64 (applicants turning 65 are still eligible for the month they turn 65)
- Disability Tax Credit (DTC): Approval must be in place
- Residency: Canadian citizen, permanent resident, protected person, status Indian, or recent temporary resident
- Tax Filing: Filed 2024 federal income tax return (and your spouse/partner, if applicable)
- Incarceration Status: Eligible unless serving 2+ year federal sentence (with exceptions)
Note: No retroactive payments will be provided for months prior to July 2025
How Much You’ll Receive
| Income Level | Monthly Payment | Annual Total |
|---|---|---|
| Low-income households | Up to C$200 | C$2,400 |
| Moderate/high-income | Reduced amount, calculated using indexed formula |
The benefit is income-tested—higher income results in reduced payments
When & How Payments Begin
- Applications open: June 2025
- First payments: July 2025
- Payment method: Direct deposit monthly—similar to Canada Child Benefit
- Retroactive payments: Up to 24 months retroactive, back to program launch, if approved later
How to Apply
To prepare for the CDB, follow these steps
- Confirm DTC approval—essential for applying
- File your 2024 tax return (and spouse’s, if applicable)
- Watch for application launch in June 2025—Service Canada portal will provide instructions
- Set up direct deposit via CRA/Service Canada platforms
- Apply promptly—even after July, you’ll receive retroactive payments
Provincial Impact: B.C. Example
British Columbia has confirmed that CDB payouts won’t reduce existing provincial disability assistance—recipients keep the full benefit in addition to provincial supports .Other provinces are expected to follow similar guidelines to ensure the benefit works alongside existing programs.
The Canada Disability Benefit marks a significant step forward for financial support to low-income Canadians with disabilities.
Offering up to C$200 monthly, direct deposits from July 2025, and retroactive payments for late applicants, the CDB is designed to improve financial security.
Make sure your DTC approval is up to date, file your 2024 tax return, and stay alert for the official June 2025 application launch.
FAQ
Do I need the Disability Tax Credit (DTC)?
Yes—a valid and approved DTC certificate is mandatory to qualify.
When does the money start?
First payments will be issued in July 2025, with applications opening in June 2025.
Can I receive payments retroactively?
Yes—beneficiaries may receive up to 24 months of retroactive payments if approved later
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